Smash and grabs are a more common occurrence than you may think. They fall under the "crime of convenience" category since they’re rarely planned in advance. Typically, the perpetrator will spontaneously commit a smash and grab if they sense an opportunity. For this reason, smash and grabs are highly preventable. Even though your auto insurance may cover loss and damage from a smash and grab, it’s to your benefit to do your best to prevent it from happening in the first place.
What is a Smash and Grab?
A smash and grab is when a perpetrator smashes a vehicle’s window to steal something from the inside of the vehicle. It may be anything of value or interest, even things that you may not think a thief would dare steal, such as:
- Car stereo
- Purse
- Laptop/laptop bag
- Shopping bags
- Pet
- Expensive looking coat
- Etc.
Protecting Belongings From Smash and Grabs
Your insurance representative at Options Insurance Agency serving Hershey, PA wants you to be able to protect your possessions. Here are eight tips:
- Whenever possible, bring expensive items with you while you run errands.
- Hide shopping bags or luxury items in the trunk.
- Cover anything you can’t bring with you under a dark towel or blanket.
- Park in well-lit areas or near the front doors of shops.
- Avoid leaving pets in vehicles for long periods.
- Don’t leave possessions overnight in unattended vehicles.
- Avoid parking in neighborhoods where crime is rampant.
- Don’t leave a pricey cell phone in the holder while you step out of the vehicle.
These tips won’t guarantee that you’ll never be a smash-and-grab victim, but they will reduce your chances. For help with all of your auto insurance needs, contact the Options Insurance Agency serving Hershey, PA.