Sometimes, you may find yourself in a situation where it’s more convenient to rent a car for a while. Accidents can still happen even if you only have this car for a short time. Many car rental companies will require you to have valid liability insurance before you rent one of their cars. If you already have a car insurance policy, you won’t need to purchase additional protection before renting a car.

Securing Insurance Before You Need It

Most of the typical types of rental car protection are very similar to the coverage available on an ordinary car insurance policy. The coverage you have for your own vehicle should easily transfer to rental vehicles. If you have collision, liability, and/or comprehensive insurance, you will be protected up to the same limits in a rental car. If you have the proper policies to start with, you won’t have to buy additional insurance from the rental company. As for any personal effects you may have in the car, if renters’ or homeowners’ insurance already covers them, you won’t need to purchase personal effects coverage. Do remember to review your policies before deciding to buy coverage. Legally, a car rental company won’t let you drive off without the state’s minimum liability insurance. Your personal insurance may cover it, but remember that you are in an unfamiliar car and in unfamiliar territory. A little extra coverage might be a good idea.

Contact Options Insurance Agency Serving Hershey, PA

If you live in the Hershey, PA, area and need auto insurance, please get in touch with Options Insurance Agency. We’re happy to help!