As the title says, assess your family’s insurance coverage needs. Then, contact an Options Insurance Agency agent. One of our agents will prepare your new automotive insurance documents. Before you contact us, learn a little about what is being assessed.

Driving Experience

Consider the experience of each driver who needs to be insured. A new driver who has little experience may require more insurance coverage than a seasoned driver. Each driver in your family must be equipped with the amount of coverage they need.

Driving Patterns

Examine each family member’s driving patterns. The areas to which a driver will be traveling could influence the type of automotive insurance you seek. For instance, if a loved one plans to drive in busy areas, acquiring a comprehensive insurance policy for them may be beneficial.

Vehicles

Assess the type of vehicle each family member currently owns or plans to purchase. If a family member owns an older vehicle, it may be more practical for them to seek a basic liability policy. More insurance coverage may be needed if a family member owns a newer vehicle.

Policy Types

Compare insurance policy types. Use an online comparison tool to learn what each type of insurance product covers. This step can be conducted from the comfort of your home. Take time to pick out insurance products that are right for you and your family.

Contact Options Insurance Agency

After reviewing automotive insurance requirements and policy types, schedule an appointment with a qualified agent. One of our agents, who represents Hershey, PA, will prepare all the insurance policies you request.

The agent will explain the coverage types to you and outline what to do if you or a family member is involved in an accident.